Client Accounts

Accounts managed by professionals such as lawyers or accountants, where client funds are held separately from the professional's own for authorized purposes like legal settlements or tax payments.

[
Code
PS0074
]
[
Name
Client Accounts
]
[
Version
1.0
]
[
Category
Deposit & Account Services
]
[
Created
2025-03-12
]
[
Modified
2025-04-02
]

Related Techniques

  • Complicit lawyers or accountants can maintain funds in their professional client accounts on behalf of criminals, distancing illicit proceeds from the actual owner.
  • The separation of funds under the professional’s umbrella makes it harder to trace suspicious activity back to the true beneficiary.
  • Professionals (e.g., lawyers, accountants) may hold funds on behalf of criminal principals, with the professional acting as the named account holder.
  • This arrangement blurs the line between the proxy manager and the true beneficial owner, reducing transparency.
  • Fraudulent court settlements can be deposited into client accounts maintained by legal professionals, masking the original criminal source of funds.
  • The commingling of legitimate and illicit funds within these segregated accounts further obscures beneficial ownership and complicates detection during standard reviews.
  • Legal or accounting professionals can maintain illicit funds in segregated client accounts, masking the criminals’ direct connection to those funds.
  • Rapid transfers in and out of these accounts with limited documentation add layers of complexity to hide ultimate ownership.