An individual or entity that provides loans or credit under agreed-upon terms. This category may include regulated lenders (e.g., banks, consumer credit providers) as well as unregulated lenders (e.g., informal money lenders).
Main/
Lender
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Code
AT0051
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Name
Lender
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Version
1.0
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Category
Financial Institutions & Service Providers
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Created
2025-03-12
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Modified
2025-04-02
Related Techniques
Lenders, whether genuine or complicit, enable criminals' payroll deduction loan arrangements by:
- Providing a loan framework that integrates illicit proceeds into scheduled wage deductions.
- Accepting incremental repayments that appear to be consistent with wage-based loan servicing.
Financial institutions face challenges detecting these schemes because the transactions reflect normal debt installments tied to payroll timelines.