E-money Services

Services involving the issuance, storage, and management of electronic money, enabling digital payments and transactions without the use of physical currency. Typically offered by specialized providers authorized to handle e-money issuance and payment facilitation.

[
Code
PS0098
]
[
Name
E-money Services
]
[
Version
1.0
]
[
Category
Payment, Transfer & Remittance Services
]
[
Created
2025-03-14
]
[
Modified
2025-04-02
]

Related Techniques

  • Offshore e-money issuers often have minimal compliance regimes, allowing criminals to register accounts without robust identity checks.
  • Repeated, low-value top-ups help obscure illicit origins and circumvent transaction monitoring.
  • Funds can then be transferred, spent, or withdrawn cross-border with limited scrutiny, facilitating layering and eventual integration.