Intelligent Deposit Machines (IDMs)

Advanced banking terminals allowing customers to deposit cash and checks directly into their accounts without teller assistance. They provide real-time account updates, receipt printing, and can handle multiple currencies, operating 24/7.

[
Code
PS0022
]
[
Name
Intelligent Deposit Machines (IDMs)
]
[
Version
1.0
]
[
Category
Deposit & Account Services
]
[
Created
2025-03-14
]
[
Modified
2025-04-02
]

Related Techniques

T0016.004
|
|
  • IDMs’ advanced deposit features allow laundering of funds through frequent, low-value cash deposits.
  • Real-time processing of each deposit provides quick layering opportunities, making it harder to identify suspicious patterns in aggregated transactions.
  • Operating with limited direct oversight, IDMs lessen the chance of face-to-face checks that might deter or detect structuring schemes.