Government Digital-Identity Verification (Gov-eIDV) ties customer onboarding and high-risk authentication events to a sovereign digital-ID system whose attributes—legal name, date of birth, national ID number—are issued and cryptographically sealed by a competent state authority.
Financial institutions integrate the issuer’s API or QR-based signature workflow to:
- Retrieve the customer’s current legal spelling directly from the registry
- Validate the credential’s cryptographic signature or PKI certificate
- Store the issuer-unique identifier as an immutable reference key
- Require re-authentication through the same credential for material account changes
Because name changes must first be recorded by the issuing authority before a refreshed credential can be generated, criminals cannot simply present self-asserted spellings or forged documents.
Any subsequent name alteration triggers either:
- a new, issuer-signed credential (creating a verifiable audit trail), or
- a mismatch alert if the customer tries to override the authoritative record
Gov-eIDV neutralises tactics such as subtle misspellings, transliteration swaps, or kunya adoption by anchoring KYC to a tamper-evident, government-controlled data source.