Central Bank Digital Currency (CBDC)

A digital form of fiat currency issued and regulated by a central bank, designed to replicate the properties of physical cash under official monetary authority. Offers secure and efficient transactions within a state’s monetary framework.

[
Code
IN0039
]
[
Name
Central Bank Digital Currency (CBDC)
]
[
Version
1.0
]
[
Category
Crypto & Other Digital Tokens
]
[
Created
2025-02-26
]
[
Modified
2025-04-02
]

Related Techniques

  • Once a CBDC is introduced, criminals can convert funds between CBDC and traditional fiat or other digital currencies, adding another layer of currency movement.
  • If oversight frameworks are still maturing, they exploit regulatory gaps by splitting the illicit volume into smaller, rapid CBDC transactions that appear as typical digital payments.
  • Converting back to fiat or other assets through different platforms makes it even harder to detect the original illicit source.